Get the coverage brokers ask for, without paying for what you don't need.

Tools

• Truck insurance coverage checkerAnswer six questions and get a coverage card showing what you need and why.
• Compare truck insurance quotesPut up to three quotes side by side, with warnings when limits fall below what brokers ask for.
• Insurance cost per mile calculatorTurn your premium into cost per mile, monthly payments and the cash you need to start.
• New authority insurance checklistEvery insurance step to get your own authority active, in order. Saves your progress.

Know your minimums

The federal minimum liability for general freight is $750,000, but most brokers ask for $1,000,000. See every federal minimum by type of freight, and look up any term in the insurance glossary.

Guides

• Truck insurance types, explained in plain EnglishLiability, cargo, physical damage, bobtail and the rest: what each one covers and who needs it.
• How much liability insurance does a truck need?Federal minimums by type of freight, and why brokers usually ask for more.
• Insurance for a new trucking authorityWhat you need, what gets filed, and why your first-year premium is so high.
• Insurance for owner-operators leased onto a carrierWhat the carrier covers, what you buy yourself, and the questions to ask before you sign.
• How to lower your truck insurance premiumWhat insurers look at, and the steps that actually bring the price down.
• Cargo insurance: limits and exclusions that catch drivers off guardWhy a cargo claim can be denied, and what to check in your policy.
• Truck insurance filings explained: BMC-91X, MCS-90 and moreThe forms behind your authority, and what each one means.
• Why new CDL drivers struggle to get insured, and how to get past itInsurers and carriers want experience. Here's how new drivers build it.
• What to do after a truck accident: protecting your claimThe steps at the scene and after that keep a claim moving.

Ad Get a quote from agents who insure truckersBluewhale Insurance Group works with owner-operators and small fleets.Request a quote

Buying a truck? Run the payment and total cost at CDLLoans.com, and get insurance quotes before you sign. Physical damage coverage is required on financed trucks.

Tools for owner-operators

Ad Roadside Masters 24/7 nationwide roadside assistance for trucks, so a breakdown doesn't leave you stuck.Sign up your truckAd Zoho Business software for running your trucking company, from invoicing to keeping your books.Try ZohoAd DAT Load Board Find loads, check lane rates, and get 10% off a DAT load board subscription.Try DATAd Truck Parking Club Secure truck parking helps protect your rig and your cargo. Reserve a spot ahead of time.Find parking